Level 5, 447 Collins St
Melbourne VIC 3000
+61 3 9909 7018
SIRA Group Pty Ltd | ABN 15 106 922 641 | Australian Financial Services Licence 278423 | Disclaimer| Design Credit
Disclaimer
The information contained on this website is provided by SIRA Group Pty Ltd ABN 15 106 922 641, Australian Financial Services Licence 278423 (“SIRA Group”) for general information purposes only.
No Financial Advice
The information on this website is general in nature and does not take into account your objectives, financial situation or needs. It does not constitute financial product advice, taxation advice, legal advice or any other professional advice.
Before acting on any information contained on this website, you should consider whether it is appropriate to your circumstances and seek advice from a suitably qualified professional adviser.
Accuracy of Information
While SIRA Group takes reasonable care in preparing and maintaining the information on this website, we do not warrant or guarantee the accuracy, completeness, reliability or currency of any information provided.
Information on this website may be changed, updated or removed without notice.
No Liability
To the maximum extent permitted by law, SIRA Group excludes all liability for any loss or damage arising directly or indirectly from the use of, or reliance upon, information contained on this website.
Third Party Links
This website may contain links to third-party websites. These links are provided for convenience only and do not constitute endorsement by SIRA Group of any third-party products, services or information.
SIRA Group is not responsible for the content, security or privacy practices of any external websites.
Authorised Representatives
Information relating to advisers or authorised representatives operating under the SIRA Group AFSL is provided for informational purposes only. Individual advisers remain responsible for the advice and services they provide to their clients.
Contact
If you have any questions regarding this disclaimer, please contact:
SIRA Group Pty Ltd
Level 5, 447 Collins Street
Melbourne VIC 3000
Phone: +61 3 9909 7018
Email: [email protected]
Privacy Policy
SIRA Group Pty Ltd ABN 15 106 922 641 (“SIRA Group”, “we”, “our” or “us”) is committed to protecting your privacy and handling personal information in accordance with the Privacy Act 1988 (Cth) and the Australian Privacy Principles.
Information We Collect
We may collect personal information including:
- Name
- Telephone number
- Email address
- Business information you provide
- Information submitted through our contact forms
- Website usage information collected through cookies and analytics tools
How We Collect Information
We collect information when:
- You contact us via our website
- You submit an enquiry form
- You communicate with us by phone or email
- You browse our website
How We Use Information
We may use your personal information to:
- Respond to enquiries
- Provide information about our services
- Communicate with prospective advisers and business partners
- Improve our website and user experience
- Comply with legal and regulatory obligations
Disclosure of Information
We may disclose personal information to:
- Service providers who assist us in operating our business
- Professional advisers
- Regulatory bodies where required by law
We do not sell personal information to third parties.
Cookies and Analytics
Our website may use cookies and similar technologies to improve functionality and analyse website traffic.
You may choose to disable cookies through your browser settings, however some website functionality may be affected.
Data Security
We take reasonable steps to protect personal information from misuse, interference, loss, unauthorised access, modification or disclosure.
While we take reasonable precautions, no method of electronic transmission or storage can be guaranteed as completely secure.
Access and Correction
You may request access to personal information we hold about you and request corrections where appropriate.
Requests should be directed to the contact details below.
Third Party Websites
Our website may contain links to third-party websites. We are not responsible for the privacy practices of external websites.
Changes to this Policy
We may update this Privacy Policy from time to time. Any updated version will be published on this website.
Contact Us
If you have any questions regarding this Privacy Policy or the handling of your personal information, please contact:
SIRA Group Pty Ltd
Level 5, 447 Collins Street
Melbourne VIC 3000
Phone: +61 3 9909 7018
Email: [email protected]
Level 5, 447 Collins St
Melbourne VIC 3000
+61 3 9909 7018
SIRA Group Pty Ltd | ABN 15 106 922 641
Australian Financial Services Licence 278423
Privacy Policy
One of Dr Phaethon Karagiannis’ main priorities is the privacy of visitors to our Website, accessible from www.drkaragiannis.com.au. This Privacy Policy document contains types of information that is collected and recorded by www.drkaragiannis.com.au and how we use it.
If you have additional questions or require more information about our Privacy Policy, do not hesitate to contact us.
Log Files
Dr Phaethon Karagiannis follows a standard procedure of using log files. These files log visitors when they visit websites. All hosting companies do this and a part of hosting services’ analytics. The information collected by log files include internet protocol (IP) addresses, browser type, Internet Service Provider (ISP), date and time stamp, referring/exit pages, and possibly the number of clicks. These are not linked to any information that is personally identifiable. The purpose of the information is for analysing trends, administering the site, tracking users’ movement on the website, and gathering demographic information. Our Privacy Policy was created with the help of the Privacy Policy Generator.
Cookies and Web Beacons
Like any other website, www.drkaragiannis.com.au uses ‘cookies’. These cookies are used to store information including visitors’ preferences, and the pages on the website that the visitor accessed or visited. The information is used to optimise the users’ experience by customising our web page content based on visitors’ browser type and/or other information.
What are Cookies?
For more general information on cookies, please read “Cookies” article from the Privacy Policy Generator.
Privacy Policies
You may consult this list to find the Privacy Policy for each of the advertising partners of Dr Phaethon Karagiannis.
Third-party ad servers or ad networks uses technologies like cookies, JavaScript, or Web Beacons that are used in their respective advertisements and links that appear on www.drkaragiannis.com.au, which are sent directly to users’ browser. They automatically receive your IP address when this occurs. These technologies are used to measure the effectiveness of their advertising campaigns and/or to personalise the advertising content that you see on websites that you visit.
Note that Dr Phaethon Karagiannis has no access to or control over these cookies that are used by third-party advertisers.
Third Party Privacy Policies
Dr Phaethon Karagiannis’ Privacy Policy does not apply to other advertisers or websites. Thus, we are advising you to consult the respective Privacy Policies of these third-party ad servers for more detailed information. It may include their practices and instructions about how to opt-out of certain options.
You can choose to disable cookies through your individual browser options. To know more detailed information about cookie management with specific web browsers, it can be found at the browsers’ respective websites.
Children’s Information
Another part of our priority is adding protection for children while using the internet. We encourage parents and guardians to observe, participate in, and/or monitor and guide their online activity.
Dr Phaethon Karagiannis does not knowingly collect any Personal Identifiable Information from children under the age of 13. If you think that your child provided this kind of information on our website, we strongly encourage you to contact us immediately and we will do our best efforts to promptly remove such information from our records.
Online Privacy Policy Only
This Privacy Policy applies only to our online activities and is valid for visitors to our website with regards to the information that they shared and/or collect in www.drkaragiannis.com.au. This policy is not applicable to any information collected offline or via channels other than this Website.
Consent
By using our website, you hereby consent to our Privacy Policy and agree to its Terms and Conditions.
Terms and Conditions
These terms and conditions outline the rules and regulations for the use of Dr Phaethon Karagiannis’ Website, located at www.drkaragiannis.com.au.
By accessing this website we assume you accept these terms and conditions. Do not continue to use www.drkaragiannis.com.au if you do not agree to take all of the terms and conditions stated on this page.
The following terminology applies to these Terms and Conditions, Privacy Statement and Disclaimer Notice and all Agreements: “Client”, “You” and “Your” refers to you, the person log on this website and compliant to the Company’s terms and conditions. “The Company”, “Ourselves”, “We”, “Our” and “Us”, refers to our Company. “Party”, “Parties”, or “Us”, refers to both the Client and ourselves. All terms refer to the offer, acceptance and consideration of payment necessary to undertake the process of our assistance to the Client in the most appropriate manner for the express purpose of meeting the Client’s needs in respect of provision of the Company’s stated services, in accordance with and subject to, prevailing law of Australia. Any use of the above terminology or other words in the singular, plural, capitalisation and/or he/she or they, are taken as interchangeable and therefore as referring to same. Our Terms and Conditions were created with the help of the Terms & Conditions Generator.
Cookies
We employ the use of cookies. By accessing www.drkaragiannis.com.au, you agreed to use cookies in agreement with the Dr Phaethon Karagiannis’ Privacy Policy.
Most interactive websites use cookies to let us retrieve the user’s details for each visit. Cookies are used by our website to enable the functionality of certain areas to make it easier for people visiting our website. Some of our affiliate/advertising partners may also use cookies.
License
Unless otherwise stated, Dr Phaethon Karagiannis and/or its licensors own the intellectual property rights for all material on www.drkaragiannis.com.au. All intellectual property rights are reserved. You may access this from www.drkaragiannis.com.au for your own personal use subjected to restrictions set in these terms and conditions.
You must not:
- Republish material from www.drkaragiannis.com.au
- Sell, rent or sub-license material from www.drkaragiannis.com.au
- Reproduce, duplicate or copy material from www.drkaragiannis.com.au
- Redistribute content from www.drkaragiannis.com.au
This Agreement shall begin on the date hereof.
Parts of this website offer an opportunity for users to post and exchange opinions and information in certain areas of the website. www.drkaragiannis.com.au does not filter, edit, publish or review Comments prior to their presence on the website. Comments do not reflect the views and opinions of Dr Phaethon Karagiannis, its agents and/or affiliates. Comments reflect the views and opinions of the person who post their views and opinions. To the extent permitted by applicable laws, Dr Phaethon Karagiannis shall not be liable for the Comments or for any liability, damages or expenses caused and/or suffered as a result of any use of and/or posting of and/or appearance of the Comments on this website.
Dr Phaethon Karagiannis reserves the right to monitor all Comments and to remove any Comments which can be considered inappropriate, offensive or causes breach of these Terms and Conditions.
You warrant and represent that:
- You are entitled to post the Comments on our website and have all necessary licenses and consents to do so;
- The Comments do not invade any intellectual property right, including without limitation copyright, patent or trademark of any third party;
- The Comments do not contain any defamatory, libelous, offensive, indecent or otherwise unlawful material which is an invasion of privacy
- The Comments will not be used to solicit or promote business or custom or present commercial activities or unlawful activity.
You hereby grant Dr Phaethon Karagiannis a non-exclusive license to use, reproduce, edit and authorise others to use, reproduce and edit any of your Comments in any and all forms, formats or media.
Hyperlinking to our Content
The following organisations may link to our Website without prior written approval:
- Government agencies;
- Search engines;
- News organisations;
- Online directory distributors may link to our Website in the same manner as they hyperlink to the Websites of other listed businesses; and
- System wide Accredited Businesses except soliciting non-profit organisations, charity shopping malls, and charity fundraising groups which may not hyperlink to our Website.
These organisations may link to our home page, to publications or to other Website information so long as the link: (a) is not in any way deceptive; (b) does not falsely imply sponsorship, endorsement or approval of the linking party and its products and/or services; and (c) fits within the context of the linking party’s site.
We may consider and approve other link requests from the following types of organisations:
- commonly-known consumer and/or business information sources;
- dot.com community sites;
- associations or other groups representing charities;
- online directory distributors;
- internet portals;
- accounting, law and consulting firms; and
- educational institutions and trade associations.
We will approve link requests from these organisations if we decide that: (a) the link would not make us look unfavourably to ourselves or to our accredited businesses; (b) the organisation does not have any negative records with us; (c) the benefit to us from the visibility of the hyperlink compensates the absence of www.drkaragiannis.com.au; and (d) the link is in the context of general resource information.
These organisations may link to our home page so long as the link: (a) is not in any way deceptive; (b) does not falsely imply sponsorship, endorsement or approval of the linking party and its products or services; and (c) fits within the context of the linking party’s website.
If you are one of the organisations listed in paragraph 2 above and are interested in linking to our website, you must inform us by sending an e-mail to Dr Phaethon Karagiannis. Please include your name, your organisation name, contact information as well as the URL of your site, a list of any URLs from which you intend to link to our Website, and a list of the URLs on our site to which you would like to link. Wait 2-3 weeks for a response.
Approved organisations may hyperlink to our Website as follows:
- By use of our corporate name; or
- By use of the uniform resource locator being linked to; or
- By use of any other description of our Website being linked to that makes sense within the context and format of content on the linking party’s site.
- No use of Dr Phaethon Karagiannis’ logo or other artwork will be allowed for linking absent a trademark license agreement.
iFrames
Without prior approval and written permission, you may not create frames around our Web pages that alter in any way the visual presentation or appearance of our Website.
Content Liability
We shall not be hold responsible for any content that appears on your Website. You agree to protect and defend us against all claims that is rising on your Website. No link(s) should appear on any Website that may be interpreted as libelous, obscene or criminal, or which infringes, otherwise violates, or advocates the infringement or other violation of, any third party rights.
Reservation of Rights
We reserve the right to request that you remove all links or any particular link to our Website. You approve to immediately remove all links to our Website upon request. We also reserve the right to amend these terms and conditions and it’s linking policy at any time. By continuously linking to our Website, you agree to be bound to and follow these linking terms and conditions.
Removal of links from our website
If you find any link on our Website that is offensive for any reason, you are free to contact and inform us any moment. We will consider requests to remove links but we are not obligated to or so or to respond to you directly.
We do not ensure that the information on this website is correct, we do not warrant its completeness or accuracy; nor do we promise to ensure that the website remains available or that the material on the website is kept up to date.
Disclaimer
To the maximum extent permitted by applicable law, we exclude all representations, warranties and conditions relating to our website and the use of this website. Nothing in this disclaimer will:
- limit or exclude our or your liability for death or personal injury;
- limit or exclude our or your liability for fraud or fraudulent misrepresentation;
- limit any of our or your liabilities in any way that is not permitted under applicable law; or
- exclude any of our or your liabilities that may not be excluded under applicable law.
The limitations and prohibitions of liability set in this Section and elsewhere in this disclaimer: (a) are subject to the preceding paragraph; and (b) govern all liabilities arising under the disclaimer, including liabilities arising in contract, in tort and for breach of statutory duty.
As long as the website and the information and services on the website are provided free of charge, we will not be liable for any loss or damage of any nature.